I think most Indians or Indian visitors may have used IRCTC service once in their life. The ratio of business conversion is almost 99% and thats the reason that Indian Railway doesnt offer any kind of coupon or money saving skims. The minimum railway ticket cost of IRCTC almost 300 rupees. People prefer railway for safe, fast and affordable journey. But can you believe that we can save some money from IRCTC too? Well I say yes.
IRCTC adds new feature regularly. There are lots of changes done by their developer team since launching of online railway ticket booking system. Recently they have added Cash Card / Wallets and IRCTC Prepaid option for payment gateway transaction. We can save money by using these 2 options.
Paytm 5% or 40 RS Cashback
Irtct is running 5% or 40 RS cashback offer for limited period. Paytm virtual wallet is used by 10 million users. We can pay mobile bill, electricity bill, ecommerce shopping, hotel booking, ticket booking etc.
Its very quick & secure because you dont need to enter third level security for payment. Paytm wallet is very helpful in tatkal ticket booking if allow because it reduce transaction timing. You must have sufficient balance in your paytm account, so add money to your paytm wallet before proceed.
Here is the video link with complete information and step by step process.
You need to select Cash Card / Wallets and then select paytm during making of payments. Within 24 hours you will receive your money in your e-wallet.
Also, you can get indirect discount from paytm wallet. Paytm is approved by RBI as a digital wallet. Paytm runs different cashbacks offers for different online transactions.
Recently I got 10% cashback for my new Samsung S7 mobile from flipkart and my paytm balance increase by 4958 INR. I have used this balance to book ticket from LKO to DLI. So ultimately I get balance in my digital wallet and I can use this balance for any paytm transaction.
Mobikwik 10% or 50 RS Cashback offer
IRCTC has selected mobikwik as an official partner and primary payment gateway option on IRCTC android App. First time in history we are getting some cashback on train ticket booking. We can get 5% cash back if we book ticket from IRCTC android app using mobikwik payment gateway. You can get maximum 50 RS or 10% which is lower in one ticket booking and its limited 2 times per user. The offer is valid for limited period only.
How to redeem IRCTC Mobikwik
– Download IRCRC Android app from Google play store.
– Install it and login with your credential.
– Enter the details of journey.
– Select Cash Card / Wallets option and select Mobikwik
– Make payments using Mobikwik Wallet.
You will get 10% cashaback within 24 hours after successful transaction in your mobikwik wallet.
So let me know in comment how much you have saved in your last IRCTC ticket booking. Best of Luck!