WhatsApp has now added the UPI QR code scan into the WhatsApp Payments for Indian users. Now, you can pay directly through your linked account to vendors, merchants, or anyone. You just have to scan the QR code like we used to do in other online payments methods like Paytm, Google Pay and PhonePe. The Meta-owned instant messaging app will be competing with the above mentioned players in the fintech industry. WhatsApp Payments is already available to almost all the users in India.
How to send payments through WhatsApp using QR code:-
The QR code scanner is already available for all WhatsApp users on Android and iOS smartphones. You have to keep in mind that the feature will only work for you if you have linked your UPI ID with WhatsApp Payments service. If you want to know how to send a payment through a QR code on WhatsApp, you can follow these steps:
- Open WhatsApp on your smartphone.
- Tap on the camera icon or tap on the ‘Scan payment QR code’ button in the Payments section.
- From the camera, focus on the QR code through which you want to send a payment.
- You will be able to see a pop-up message ‘UPI ID Found’ along with the name and UPI ID of the user to whose QR code you scanned. If the details are correct, tap on continue.
- Enter the amount that you would like to pay and tap on pay.
- Enter your UPI PIN and tap on submit.
The WhatsApp tracker WABetaInfo noted the WhatsApp’s status that tells us about this new feature available to users in India.
You can also send money to your contacts by doing the same. For paying to any local store, vendor, just tap on the camera icon and scan the QR code, feed the amount, enter UPI PIN and you’re all done.
You need to have a UPI-linked bank account with registered mobile number. The UPI PIN will be the same as you uses on the other platforms.
WABetaInfo also mentions that WhatsApp is working on the ability to view the chat wallpaper when placing voice calls. This feature is under development and will be primarily available to iOS users. Currently, WhatsApp does not show up the real chat wallpaper but always selects the default one.
WhatsApp starts QR code payments in India, targets Paytm, Google Pay. WhatsApp has now added the UPI QR code scan into the WhatsApp Payments for Indian users. Now, you can pay directly through your linked account to vendors, merchants, or anyone.
You can also scan an image of the QR code that is saved in your phone’s gallery. Whatsup pay was launched in 2018 in india as a part of trail run and after getting approval from National Payments Corporation of India (NPCI), the service was officially rolled out to the public in 2020. It offers a real-time payment system with over 227 banks and is live for all users across the country.